What's Hot

1. 18k from state and federal back in your pocket for new home purchases.
   

2. Relatives credit back equity---this is popular for relatives selling in an interfamily transaction. This allows for more options.
   
3. National Homebuyer's Fund: --Receive 100% financing with one below market rate loan and flexible underwriting guidelines and let the government pay your mortgage insurance.--Funds have been in short supply lately.
   
4. Pay Option Arms – extinct?
   
5. Cal Housing and Finance Agency mortgages and down payment assistance programs.--Below market programs using California taxpayer bonds.
   
6. Mortgage Credit Certificates.--The greatest thing since sliced bread.
   
7. For first time buyers with a disabled family member: HomeChoice
   A statewide program designed to assist low-and-moderate-income borrowers who are disabled, or have family members with disabilities living with them, in purchasing a home. A 4% interest rate loan to 103% financing.