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July 31st, 2009
8k tax credit is cash straight to the buyer Oh yeah, looks like its got to close before November 2009.
Home prices of homes in Sacramento area are up this summer. Is this the beginning of a rise or just a lull as banks begin again with a fresh wave of forclosures for fall?
Youtube search: Leslie Appleton Young, Sacramento. She is California's cheif Real Estate Economist and should be commenting before the newspapers and blogs report it.
New Breaking news...While min ficos (along with loan limits) have been raised to 620 across the land, we do have an investor offering 97% financing with ficos as low as 500.
Chief Real Estate Economist predicts that summer was/is the best buying opportunity for homes under 300k (in her lifetime).
Please call me/Thor Mortz if you can produce proof of funds for at least 2 million dollars(minimum) as we can still produce some nice packages of forclosure offerings at steeply discounted rates.
Our position as a lender: Since we broker our loans we can pick and choose from all of the nations lending programs. Further we aren't burdened with having to buy back loans, the banking scourge in America. While many banks are saddled with buying back loans and indeed many have gone under. We maintain a list of hundreds of strong lenders that are still creating clever programs to help those in need of mortgages. As brokers we are required to disclose all fees (unlike a bank). We have the experience and creativity to be among the leaders in this credit tightened era. We can correctly say if we can't do it nobody can.
Real Estate Services Offered:
Property valuation, Auto Real Estate Search (new and changed listings sent straight to inbox), Grant and incentive search (financing related). Marketing listings through online outsourcers (social, internet and direct mail ads)....to name just a few.
Credit Issues:
Once you have completed a loan application with us, we send you a free copy of your credit report and will gladly discuss with you the options you have to raise your credit rating. We also have:
a complimentary credit improvement DVD
We send those interested in credit repair to annualcreditreport.com where you may obtain a complimentary credit report from their site and dispute items directly to the bureaus.
Third party verification services: Our credit company can call to verify one or every tradeline on your report. Which can be a convenient option when cleaning up your credit or to verify to lenders that something has been misreported.
What if simulator: This allows you to find out how paying off or down particular items on your report will affect your score. It also shows how adding trade lines will affect your score.
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